The Yuva Bharat Health Policy by New India Assurance is a health insurance plan designed for individuals up to 45 years of age, offered in both individual and family floater formats. It provides coverage for a broad range of medical expenses, with a sum insured ranging from₹5 lakh to₹50 lakh. Key features include:
Restoration Benefits and Discounts: The policy offers automatic restoration of the sum insured and provides loyalty, BMI, and health-based premium discounts
outpatientHospitalization Coverage: Both inpatient and outpatient treatments are covered, along with ICU charges.
Pre- and post-hospitalization: Costs for medical care incurred up to 60 days before and 90 days after hospitalization are included.
Daycare and modern treatments: Procedures that don’t require a 24-hour hospital stay are covered.
Maternity and Newborn Coverage: maternity expenses and newborn baby care are also included.
AYUSH Treatment: Coverage for Ayurveda, Yoga, Unani, Siddha, and Homeopathy is provided up to the sum insured.Certain exclusions apply, such as coverage for COVID-19 treatment and domiciliary hospitalization, among others